Insurance News, Insurance Tips and Stories
Featured Stories
Pay As You Go Workers Compensation Insurance Agents Recommended Phone Applications Prevent Frozen Pipe Break Insurance Claims Why is it so hard to insure a vacant home? Personal Property Coverage – What You Need To Know
 
Pay As You Go Workers Compensation

Pay As You Go Workers Compensation

You may have heard of the new way of paying for your Workers Compensation Insurance; Pay as you go. Now if you are used to the traditional way of paying your premiums, you pay your premium based on an estimated annual payroll that is given to your agent at the beginning of each renewal.

Insurance Agents Recommended Phone Applications

Insurance Agents Recommended Phone Applications

Don’t you just love technology (when it works). Computers and the internet have really come a long way since the 80’s and 90’s. They have transformed how we do business in almost every aspect. If you don’t have an email address an insured might look at you funny. Somethings have been [...]

Prevent Frozen Pipe Break Insurance Claims

Prevent Frozen Pipe Break Insurance Claims

Freezing temperatures not only can affect driving conditions, it can cause havoc on your pipes.  One of the most common claims(other than sump-pump failure) at your home is a frozen pipe bursting and leaking water to all parts of your home.  It is common and costly.  Broken pipe claims average $15,000.00 of damages to your [...]

Why is it so hard to insure a vacant home?

Why is it so hard to insure a vacant home?

The biggest reason a vacant home can be difficult or expensive to insure is because a very small problem left unattended can become a very large problem. Take for example a leaky sink. I insured an apartment building a few years ago and when the tenant moved out they did not turn off the [...]

Personal Property Coverage – What You Need To Know

Personal Property Coverage – What You Need To Know

Recently, a situation came up with an insured that in the end is not going to be happy.  They have reached their policy limit with their personal property coverage.  Now, in retrospect everybody played a part in the displeasure of the client.  The agent, adjuster and restoration contractor all played a role in the communication [...]

Allstate – Postive Feedback

Allstate – Postive Feedback

20 November 2009

56K9C7HNDZV7 I had water damage at my house in January of 2003 because of a frozen pipe in my bathroom.  Me and my husband were out of town for two weeks and had turned the heat down to 65 while were gone.  Turns out while we were in sunny Cancun with 85 degree weather, it was [...]

Read the full story

Posted in Stories0 Comments

5 Types Of Clients During An Insurance Claim

5 Types Of Clients During An Insurance Claim

19 November 2009

The claim process can be full of priorities.  Paperwork, returning phone calls, proof of loss, unrestoreable contents and above all else the client should be the highest priority. One of the biggest problems; everybody is different.  Wow, that is really profound, I know.  But really, you have to truly grasp the idea when a claim [...]

Read the full story

Posted in Auto, Home, IP Exclusive2 Comments

American Family’s Teen Safe Driver Program

American Family’s Teen Safe Driver Program

17 November 2009

Ever worry about your teen’s when they first get their license? Of course you do, as a parent it’s your job to worry right? Well American Family Insurance is making it easier to see exactly what your teens are doing wrong behind the wheel. Our teen safe driver program is designed to let the [...]

Read the full story

Posted in Guest Articles0 Comments

State Farm – Positive Feedback

State Farm – Positive Feedback

17 November 2009

After a serious “cooking mishap”, I was pleasantly surprised by the great care and service our insurance company provided. My husband was making some soup stock, and it boiled down too quickly. Smoke filled our house, but luckily we caught it before an actual fire started (the smoke alarms never went off, by the way). [...]

Read the full story

Posted in Stories1 Comment

Insurance Companies are Cheaters

Insurance Companies are Cheaters

16 November 2009

“Oh, we cannot do that because my insurance company will never approve of it!” “If I have a little fender bender my rates will go up!” How often have we heard that we just have no say with the insurance companies because all they do is collect premiums and deny claims? Or, my favorite, your rates are just [...]

Read the full story

Posted in Guest Articles0 Comments

6 Tips To Speed Up Your Insurance Fire Loss

6 Tips To Speed Up Your Insurance Fire Loss

15 November 2009

A fire at someones property can be one of the most devastating things that can happen. Damages can range from a small smoke damage from an over cooked turkey to a total destruction from a candle fire. This results in the family misplaced out of their home for months while their house is [...]

Read the full story

Posted in Home, IP Exclusive0 Comments

Should I Purchase Insurance on a Rental Car?

Should I Purchase Insurance on a Rental Car?

13 November 2009

So my good buddy, Chris, along with his lady pal moved down south last year. Long story short they have decided to move back to good old Boston Massachusetts. I guess they got tired of the warm weather and missed the snow. I got a call from Chris this morning (I promise this story [...]

Read the full story

Posted in Auto, Guest Articles6 Comments

Renter’s Insurance – YOU NEED IT!!

Renter’s Insurance – YOU NEED IT!!

13 November 2009

In my opinion renter’s insurance is one of the best deals in the business(besides term life insurance but I will save that talk for another day). Most people assume when renting a home/apartment they are covered with the complex or the house they live in. This is RARELY the case. Using an apartment complex [...]

Read the full story

Posted in Guest Articles, Home1 Comment

Favorite Insurance Videos

Favorite Insurance Photos

Website Hosting Services