by Gina Lynell Smith
Did you know that annuities have been around since before the first depression? Did you know that no one ever lost money with a fixed annuity?
Let’s think about annuities for a moment. If you have a 401k, an IRA, a CD or savings account for which you have to pay taxes on [...]

By: Michael Challiner
The life insurance industry is becoming tougher on smokers and those of us who are overweight.
When an insurance company calculates its premiums, it has to work out the risk of you dying whilst the policy is in force. (Or with Critical Illness Insurance, the risk that you will become critically or seriously ill [...]

By: Robert Lawrence
The life settlement industry was propelled into popularity by the viatical settlement industry. History has shown us that the early adopters of life settlement were those who were suffering from AIDS and who had only a couple of years to live. They sold their insurance policies assuming they would get immediate cash in [...]