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Pay As You Go Workers Compensation Insurance Agents Recommended Phone Applications Prevent Frozen Pipe Break Insurance Claims Why is it so hard to insure a vacant home? Personal Property Coverage – What You Need To Know
 
Pay As You Go Workers Compensation

Pay As You Go Workers Compensation

You may have heard of the new way of paying for your Workers Compensation Insurance; Pay as you go. Now if you are used to the traditional way of paying your premiums, you pay your premium based on an estimated annual payroll that is given to your agent at the beginning of each renewal.

Insurance Agents Recommended Phone Applications

Insurance Agents Recommended Phone Applications

Don’t you just love technology (when it works). Computers and the internet have really come a long way since the 80’s and 90’s. They have transformed how we do business in almost every aspect. If you don’t have an email address an insured might look at you funny. Somethings have been [...]

Prevent Frozen Pipe Break Insurance Claims

Prevent Frozen Pipe Break Insurance Claims

Freezing temperatures not only can affect driving conditions, it can cause havoc on your pipes.  One of the most common claims(other than sump-pump failure) at your home is a frozen pipe bursting and leaking water to all parts of your home.  It is common and costly.  Broken pipe claims average $15,000.00 of damages to your [...]

Why is it so hard to insure a vacant home?

Why is it so hard to insure a vacant home?

The biggest reason a vacant home can be difficult or expensive to insure is because a very small problem left unattended can become a very large problem. Take for example a leaky sink. I insured an apartment building a few years ago and when the tenant moved out they did not turn off the [...]

Personal Property Coverage – What You Need To Know

Personal Property Coverage – What You Need To Know

Recently, a situation came up with an insured that in the end is not going to be happy.  They have reached their policy limit with their personal property coverage.  Now, in retrospect everybody played a part in the displeasure of the client.  The agent, adjuster and restoration contractor all played a role in the communication [...]

Allstate & 1965 Volkswagen Bus – Settled

Allstate & 1965 Volkswagen Bus – Settled

04 January 2010

Well, it appears the whole thing is settled.  Allstate has sold the bus at auction for $29,573.50.  They have donated 100% of the money to a local charity in Washington State.  I, for one, am pleased about this outcome.  Allstate has taken the high road and, I believe,  have done an admiral thing. Here is the [...]

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Posted in Press Releases0 Comments

Economy Changes Lawyer’s Legal Liability

21 December 2009

The New US Economy has created more legal professional liability exposures than you may be aware of. According to the Bureau of Labor Statistics, more than 25,000 legal services jobs have been lost since August of 2008. A displacement of this magnitude has created an employment ripple throughout the legal industry felt from the largest [...]

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Posted in Business, Guest Articles0 Comments

Can you start an insurance agency from scratch?

Can you start an insurance agency from scratch?

14 December 2009

Hello, my name is Don Stevens, I live in Michigan and I own a couple of insurance agencies in Michigan. I have insurance agencies in the Detroit and Kalamazoo areas of the state. In March of 2004 I officially started my independent insurance agency GLIGA (Great Lakes Insurance Group Agency) entirely by myself. I say [...]

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Posted in Stories8 Comments

CRM for Insurance Agents

CRM for Insurance Agents

07 December 2009

There are many different ways to keep your clients and prospects data from paper files to Excel spreadsheets to address books to software for your PC for the financial industry to life insurance specific databases both online and off. Managing your data is one of the most important parts of your business, from securing personal [...]

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American Family’s new Research center.  Saving YOU $$$$

American Family’s new Research center. Saving YOU $$$$

02 December 2009

Just a quick article about American Families new research center that will be testing the effects of weather to possibly save the customer money. New industry research center could save you money in the future American Family Insurance is participating in an industry research center that will test the impact of wind, hail, rain and fire on [...]

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Posted in Guest Articles1 Comment

State Farm® launches new iPhone® app features

State Farm® launches new iPhone® app features

02 December 2009

Bloomington, Illinois, December 01, 2009 – State Farm is bringing customers closer to their account information through the free iPhone app Pocket Agent™. Policyholders now can view policy, mutual funds and financial information on the go. Want to check your State Farm Bank® account balance before you make that next big purchase? State [...]

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Posted in Press Releases1 Comment

Thanksgiving Safety Tips

Thanksgiving Safety Tips

24 November 2009

We here at the Insurance Paper wish everybody a safe holiday.  It’s a great time to reflect on the year and be thankful for the blessings that we do have, even though trials can be hard to forget. There is always something to be thankful for, just take a second and think. Along with all this [...]

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Posted in Auto, Home, IP Exclusive0 Comments

4 Reasons Why It’s Not the Insurance Adjusters Fault

4 Reasons Why It’s Not the Insurance Adjusters Fault

23 November 2009

You just had an insurance claim at your home and you are not happy.  Your house is in shambles and there is nothing you want more than to be able to be in your home under normal circumstances.  The thought of dealing with your insurance company makes you cringe and you just HOPE that the [...]

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